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Money is then wired directly into your checking account, so you don't have to worry about delays from cashing a check. Depending on the cash advance company, your money could arrive in hours or by the next business day.
Finance fees on average are about 15%25 of the loan amount. So borrowing $100 will cost you $15, much less than NSF or late fees. Additional fees are charged for delays in payment.
Cash advances also have flexible payments plans. Most loans are designed to be repaid on your next payday through an automatic debit. But you can delay your payment up to three times with an additional finance fee.
Easy Application Process
Payday loans don't require a credit check or cash assets. You just need to provide basic contact information, checking account info, and identify a regular source of income. The application is completed online to speed the process.
With a faxless loan application, you don't even have to send in copies of your paperwork. All information is verified through secured databases.
Easy Comparison Of Payday Loan Companies
With most payday loan companies online, you can quickly size up lenders to find the best ones. Many cash advance companies post basic information on their website. You can also ask additional questions through email or phone.
When looking at lenders, start with recommended names. Make sure you know all the loan terms, such as fees and payment date, before completing an application. You have the right to this information under Federal law.
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